What Is A Community Bank?

Community banking begins with the customer’s wants and needs. That may sound simple, but many banks may not understand this concept. Most people want to bank where they are known by name, welcomed as they arrive, and find bankers and tellers eager and able to assist them with their needs.

Most people want the kind of bank that will service them for life. For example, parents can take children to a community bank to learn about banking and saving and perhaps meet the bank’s president. Youth can get assistance as they learn to invest and manage their own funds from high school through college. Senior customers can find security and comfort with products and services tailored to their needs. All of a family’s financial events from the household checking account to the home mortgage and car loan will be as important to the bank as they are to the individual family.

Most people want to keep their financial transactions local. A community bank’s management is only a local phone call away. Because the bank’s management team is involved in community events, the bank should become an important part of the community, even as the community grows and changes. A community bank should be a good neighbor, friendly, helpful, and generous.

Premier Community Banking

With a sincere desire to restore and improve traditional community banking to the area, a group of local residents and business owners united to open Premier Community Bank. There are several factors that distinguish PCB as a real community bank. First, we are locally operated. Decisions are made by people who know you and care about your needs. With this understanding the bank can tailor products to meet the needs of our local consumers.

Second, there is on-site control over all services, products, loan approvals, and interest rates. Because we are locally owned and operated, interest rates are determined internally rather than being established by a distant office. We do not have the overhead that big banks have so we can pass the savings on to our customers.

Third, the deposits of the bank are invested back into the community in the form of business and residential loans. In some sense, you help enhance your hometown just by being a part of Premier Community Bank.

Finally, we are dedicated to the financial support of the local community in order to make it a better place to live for our customers and ourselves. Products and a friendly smile set us apart from the competition

Our products and services are specifically tailored to meet the needs of area residents. Along with our full range of competitive products, customers will always receive prompt assistance from an experienced, personal banker. From certificates of deposit to home mortgages and business loans to select savings accounts, we will provide everything you need to plan a promising financial future.

That is what hometown banking is all about--innovative ideas that truly benefit our customers who are our friends and neighbors. Many bank products and services can be matched by our big bank competitors, but at Premier Community Bank you will always be greeted with a warm smile and the friendliest service you would ever hope to find.

We pledge always to ensure your being welcome in our institution. Premier Community Bank invites you to experience a truly local bank serving local individuals. You will be surprised at the difference Premier Community Bank can make in your business and personal financial needs. Give us an opportunity to show you.