FDIC Increases Coverage

Deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013.

On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor. (This supersedes the October 3, 2008 changes.)

FDIC's Transaction Account Guarantee Program

Premier Community Bank is participating in the FDIC's Transaction Account Guarantee Program.

Under this program, through December 31, 2013, all non-interest bearing accounts are fully guaranteed by the FDIC for the entire amount in the account. Non-interest bearing accounts are defined as accounts earning less than 0.50 percent and Lawyer's Trust Accounts.

Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

If you have additional questions regarding FDIC coverage limits and requirements visit www.myfdicinsurance.gov or call us at (850) 683-8822.